Possession of a passport of the Republic of Tajikistan, TIN, and income certificate
Visit the nearest branch and contact a loan expert
The initial document check and analysis are carried out by a loan expert. After that, the application is sent to underwriters – specialists who assess potential risks of loan repayment. The final decision is made by them
Refusal is often due to a poor credit history – if the client previously took loans and failed to repay them on time in other banks. In other cases, the loan may not be approved if the client has no permanent job or residence registration
Yes, it usually amounts to up to 1%, depending on the loan conditions
There are two types of repayment schedules: differentiated and annuity.
S = (krt) / (d*100), where: k – outstanding loan balance, r – annual interest rate, t – number of days the loan is used, d – number of calendar days in the year (365 or 366)