Possession of a passport of the Republic of Tajikistan, TIN, and income certificate

Visit the nearest branch and contact a loan expert

The initial document check and analysis are carried out by a loan expert. After that, the application is sent to underwriters – specialists who assess potential risks of loan repayment. The final decision is made by them

Refusal is often due to a poor credit history – if the client previously took loans and failed to repay them on time in other banks. In other cases, the loan may not be approved if the client has no permanent job or residence registration

Yes, it usually amounts to up to 1%, depending on the loan conditions

There are two types of repayment schedules: differentiated and annuity.

• With a differentiated schedule, the payment amount decreases each month.

• With an annuity schedule, the payment amount remains the same throughout the loan term

S = (krt) / (d*100), where: k – outstanding loan balance, r – annual interest rate, t – number of days the loan is used, d – number of calendar days in the year (365 or 366)