en logo
  • About Us
  • Offices
  • Academy
  • For Legal Entities
  • Vacancies
Тоҷ
Eng
Рус
  • Loans
  • Humo Online
  • Cards
  • Deposits
  • Islamic Window

Applications

App Store iconapp store iconGoogle Play IconGoogle Play iconApp Gallery IconApp Gallery icon

Follow us on social media

Instagram iconinstagram iconTelegram icontelegram iconFacebook iconfacebook icon
544

For calls from mobile phones in Tajikistan

+992 88 777 55 44

For calls from anywhere in the world

44 600 15 20

National Bank of Tajikistan Trust Hotline

Humo OnlineVacanciesVisa CardsLoansDeposit - Sarchashma
  • © 2026 CJSC «Humo Bank»
  • License №0000344 NBT dated 23.07.2025
  • «Humo Bank» - is one of the five largest financial organizations in the country. It is part of Gojo&Company, an international investment holding company based in Japan.

Good to know

Islamic banking products differ by the absence of interest, operation on the principle of profit and loss sharing, prohibition of speculation, and compliance with Sharia rules.


Investments are made only in halal projects, and transactions are based on trade and leasing of assets.

Age – above 20 years, positive credit history, stable income, and permanent registration.

For new clients: up to 5000 somoni – passport, above – passport and salary certificate.


For repeat clients: up to 10 000 somoni – passport, above – passport and additional documents.

Murabaha for consumers: up to 10 000 somoni – 1 business day, up to 50 000 somoni – up to 3 business days.


Murabaha for auto and business – from 3 to 7 business days.

Humo Islamic Banking Window

Provides clients with transparent, accessible, and high-quality financial services in accordance with the principles of Islamic banking

banner header image

Islamic Financial Services

Murabaha for Consumers

Murabaha for Consumers

Purchase of goods in installments on favorable terms

Murabaha for business

Murabaha for business

For the purchase of equipment and goods to develop a business in accordance with Shariat principles

Murabaha for auto

Murabaha for auto

For the purchase of vehicles in accordance with Shariat principles

Mudoraba

Mudoraba

A reliable and secure way of investing with profit-sharing based on partnership principles and Shariat

Projects

Projects

Access to Islamic finance

Charity

  • Islamic finance strictly prohibits the charging of interest and penalties on loans. Therefore, penalty charges in Islamic banking are not intended to generate additional income.
  • Such charges are applied solely as charitable contributions from the debtor in cases of delay without valid justification, based on a prior commitment made by the client.
  • The primary purpose of this contractual condition is to encourage timely payments and prevent intentional non-fulfillment of obligations. This promotes responsible financial behavior.
  • All funds collected from such payments are directed to charitable purposes under the supervision of the Sharia Committee.

Shariah Committee

The purpose of the committee is to ensure that the activities of the "Islamic Banking Window" comply with the standards of Islamic banking.

Pusur Tegin Zamir

Pusur Tegin Zamir

Chairman of the Committee

Kalimulinna Madina Emirovna

Kalimulinna Madina Emirovna

Member of the Shariah Committee

Abdulloev Farrukh Kamarovich

Abdulloev Farrukh Kamarovich

Member of the Shariah Committee

Contacts of the Islamic Window

Address

Dushanbe, Shotemur Street 59

(landmark – Puppet Theater)

Contact numbers

544

(for calls from mobile phones in Tajikistan)

+992 44 640 55 44

(for calls from anywhere in the world)

+992 88 777 55 44

(Telegram, Viber)

Email

info@humo.tj