Сельскохозяйственный кредит
This type of lending allows borrowers to use the capital for the cultivation of crops, purchase of seeds, fertilizers, pesticides and fuel.
Lending methodology: individual and group.
Guarantee:
- for individual persons: movable and immovable property;
- for group: group solidarity.
Amount:
- from 800 to 80 000 TJS for individual person;
- from 150 to 8 000 TJS for each group member.
Loan term: 3—36 months.
Annual interest: between 27 and 31% somoni.Deposit guarantee rate:
up to 50,000 somoni - at least 10%, above 50,000 somoni - no
Grace period: up to 12 months.
Fine: 1%.
Штраф: 1%.Loan conditions for individual person and for each member of the group:
- Individuals aged over 20 years;
- Experience in this field for over 6 months;
- The business compliance with legislation of Tajikistan;
- Lack of liabilities to third parties;
- The business must be profitable.
Group loan conditions:
- The group of borrowers shall consist of 2—10 people;
- Borrowers must have a valid passport of the RT;
- The Group accepts the principles of group guarantee.
Required records:
- Loan application;
- Passport of the Republic of Tajikistan, confirming the place of residence;
- TIN;
- If the business is registered, the presence of a patent or license.